When you think about acquiring a new vehicle, you have many doubts: the brand, the model, the price, the financing, the distributor, among others. And there are still many more questions, but most focus on what I am going to buy and how I am going to pay it.
Buying is sometimes difficult, since there are many factors such as: the prestige of the brand, the price of the vehicle, the model, the equipment with which they deliver it, among many others; This can be solved by comparing, consulting with acquaintances about their experiences and finally, perhaps the factor that weighs much more, our own taste and intuition.
For this we must consider some tips to solve some of these questions:
Time of discounts
Usually in the year there is a time of discounts for change of stocks due to the year of manufacture, this can be seen in the months of February, March and April. It is usually reflected in discount bonds for the acquisition of specific models. The only thing to keep in mind is that this vehicle will be from the previous year.
Another important date for discounts is the one given at the Motor Show , although this event takes place every 2 years, it is a good opportunity to acquire a vehicle of the year and with some type of discount or additional. It usually occurs at the end of the year. The next one will take place at the end of November this year, so it is a good time for us to choose between all the alternatives offered by the market in one place.
The good thing about this event is that you can have several proformas on hand and compare, after that negotiate with each store a better price or greater equipment,
Being able to choose an entity that finances the purchase is much easier than looking for the vehicle; you always have to look for the best conditions (rate, initial fee and additional costs) as well as some additional one that helps to make the option more attractive.
It is necessary to know what our capacity is and the maximum price that an entity could finance a car , this is achieved by consulting with some banks to see what would be the share of the vehicle credit that fits our ability to pay.
After having clear
The amount that we can request and the model chosen, it is time to go to negotiate the conditions in which the vehicle credit will be given. Currently there are entities that give rates up to 9.99% as a base, however in the Motor Show we can find some smaller ones that could be taken advantage of.
As final tips it is important to keep some things in mind:
- Always take into account the cost of the vehicle as the maintenance of the same, it can be a low price but the spare parts can be expensive and in the end this model does not suit.
- Consider the depreciation of the vehicle model to see the possibility of selling it later, this can help us to buy a better one after selling the first one.